


A | CABO SAN LUCAS, Mexico -- Residents of Mexico’s Los Cabos resorts rushed to prepare as Hurricane Norma headed toward the southern tip of Mexico’s Baja California Peninsula for an expected landfall Saturday, while in the Atlantic, Tammy grew into a hurricane and threatened to batter the islands of the Lesser Antilles. Businesses in Cabo San Lucas nailed up sheets of plywood over their windows and government personnel hung up banners warning people not to try to cross gullies and stream beds, after Hurricane Norma regained strength and once again became a major storm Friday.Baja California Sur Gov. Victor Manuel Castro urged people to stay at home.“Nobody should leave their house after six, seven in the evening," Castro said. "Nobody should go out.”In the Atlantic, the U.S. National Hurricane Center said Hurricane Tammy had winds of 80 mph (130 kph), and hurricane warnings were issued for the islands of Guadeloupe, Antigua, Barbuda, Montserrat, and St. Kitts and Nevis.The center said Norma had 120 mph (195 kph) maximum sustained winds and was centered about 145 miles (235 kilometers) south of Cabo San Lucas. The Category 3 storm was moving north-northwest at 9 mph (15 kph), and the center said its outer bands of rain were already reaching the Baja peninsula.Hotels in Los Cabos, which are largely frequented by foreign tourists, remained about three-quarters full and there was no major move by visitors to leave, Baja California Sur state tourism secretary Maribel Collins said.With rain already falling in Los Cabos, some flights in and out were canceled Friday, there was no way out anyway. Airports will be closed Saturday, according to the local civil defense office.The local hotel association estimated there were about 40,000 tourists still in Cabo San Lucas and San Jose del Cabo on Friday.A couple from San Diego walked through the largely deserted streets of Cabo San Lucas on Friday. Because their sports fishing tournament had been postponed until next week, they had little choice but to stay. The local port was closed to navigation as a precaution. At the marina in Cabo San Lucas, José Ceseña was hauling out of the water the boat he usually uses to ferry tourists around on tours. With the port closed and a hurricane coming, he said it wasn’t worth risking his craft.Homero Blanco, the state commander of the National Guard, said beaches at the resort had been ordered closed and Guard troops were sent to clear people from the seashore.“This morning there were a few people on the beach when we cleared it,” Blanco said. “We invited them to leave.” The federal government posted 500 marines to the resort to help with storm preparations, and municipal officials said as many as 39 emergency shelters could be opened if needed.A hurricane warning was issued for the southern tip of the Baja California Peninsula, and the forecast track would take a weakened Norma toward the mainland of Mexico’s western Pacific coast as a tropical storm.Norma was expected to weaken somewhat as it neared land, but not as much as originally forecast. In the Atlantic, Hurricane Tammy was about 55 miles (85 kilometers) east of Martinique and 135 miles (220 kilometers) southeast of the Caribbean island of Guadeloupe and was moving west-northwest at 9 mph (15 kph).Tammy was expected to remain at hurricane strength and even strengthen slightly as it moved toward the Lesser Antilles through Saturday passing by Guadeloupe, Antigua and Barbuda. Both Martinique and Guadeloupe are French overseas departments.The hurricane center said in a report that “heavy rainfall and flooding (are) likely over much of the Lesser Antilles.”Hurricane warnings were issued for the islands of Guadeloupe, Antigua, Barbuda, Montserrat, and St. Kitts, Nevis, Anguilla, St. Maarten, St. Martin and St. Barthelemy.___Follow AP’s climate coverage at: https://apnews.com/hub/climate-and-environment。1月15日,根据凤凰网财经报道,1月14日,以支付宝和微信为首的第三方支付机构全部被撤销,数万亿客户存款统一到中国人民银行,商业银行相关账户被撤销。据悉,2018年11月底,中央银行下发了《关于支付机构撤销人民币客户准备金账户的通知》专项文件。

B | 该文件规定,支付机构应于2019年1月14日前撤销人民币客户的存款准备金账户,并与中国银联或互联网联网,开立存款准备金集中存款账户。评论员指出,随着第三方支付机构收入的下降,这些支付平台可能通过向企业收取费用,将成本上升的压力转移给消费者。据悉,“准备金”是指中央银行存款超过法定准备金率的部分,俗称超额准备金。广义支付准备金,包括库存现金和中央银行存款,前者称为现金准备金,后者称为存款准备金,存款准备金是存款准备金的主体。我国支付准备金的一般期限,即准备金,是狭义上的存款准备金,即商业银行和其他金融机构存入中央银行的存款。中国商业银行和其他金融机构不得按照规定的比例提取或者提取中央银行存款准备金,但客户存款可以减少或者退还,不能实际用作支付准备金的除外。
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